The judge commissions CaixaBank guarantees to non-customers – Pysn People and Society News

 
         
 
         

News of Spain

The commercial court number 3 of Barcelona has rejected the demand Association of Users of Banks, Savings Banks and Insurance (Adicae) against CaixaBank for commissions two euros that between March and September last year the Catalan charged customers other banks to use their ATMs.

In the advance ruling by Efe, the judge stated that “no one can recognize an absolute right of non-user customers of a bank to use the ATM network of this entity at their convenience. ” Also, remember that withdrawing cash at an ATM by a customer of another bank had “never” been a free service in the country before March 2015.

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Commissions tellers: five things you should know

CaixaBank or WTP to charge a fee of two euros non-customers who chose to take money out of their ATMs, a commission that was added to that already imposed CAs cards to their customers when withdrawing funds.

However, Catalan bank canceled the measure last October, after the Spanish overnment g banned it through a new legislation which provides that the owner of the ATM may not directly charge the user but has to do it through the body of which is client.

So the judge has completely rejected the reasons for Adicae, he considered that for six months CaixaBank charged this commission to illegally pocketing 16 million euros. However, the judge understands that CaixaBank properly inform non-clients of this committee and that the issuing entity of your cards could charge them a different commission.

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