Saturday, October 4, 2014

The ‘cards b’ Caja Madrid, the tip of the iceberg – THE BOLETIN.com

The 'cards b' Caja Madrid, the tip of the iceberg – THE BOLETIN.com

The scandal ‘cards b’ used by the directors and officers of Caja Madrid is just the latest scandal ( for now, at least) that arises around Madrid managing entity during the 14 years in which Miguel Blesa was its president. The massive issue of preference shares or the controversial purchase of City National Bank of Florida are also part of the legacy left the stage and is currently investigating Blesa justice.

One of the most contentious issues is the which refers to the preference shares. These hybrid capital, very complex and perpetual securities were placed among small savers who believed in many cases buying more than a fixed deposit. Although not exclusive to Caja Madrid, but almost all cases issued profusely these titles, was the entity then chaired by Blesa which made the biggest issue.

In particular, in 2009 Caja Madrid launched an issue of 1,500 million euros in preference, but decided to expand to 3,000 million due to the high demand received. These securities had to pay a coupon of 7% during the first five years, a period from which compensation would become Euribor plus 4.75%. However, after the rescue of Bankia, bank heir Caja Madrid after the merger with Bancaja and five other boxes smaller, thousands of small savers were trapped in these securities.

Five years after macroemisión this, there is still affected waiting to recover their savings. To do so, they had to rely on arbitration processes launched by the Minister of Economy, Luis de Guindos, or go directly to court. These preference shares are among the issues investigating the National Court Judge Fernando Andreu inside the case Bankia .

Another issue that has come to court is buying City National Bank of Florida by Caja Madrid. The entity then chaired by Blesa acquired 83% of City in April 2008 for $ 927 million, which was the largest foreign investment in the Madrid box. Two years later, with Rodrigo Rato at the controls, purchased the remaining 17% for $ 190 million, to which were added about 100 million to offset losses from previous years.

A current exchange rates, the cash invested nearly 1,000 million for the purchase of City National Bank of Florida. Last year, the new board chaired by José Ignacio Bankia Goirigolzarr gave the green light to the sale of the bank to the Chilean bank Banco de Credito e Inversiones for 882.8 million dollars (about 683 million euros).

This operation also led to the bench, and even a fleeting visit to the prison, Miguel Blesa, but so far it seems to stop the worst part is the trial judge hearing the case, Elpidio Jose Silva . However, Judge of the Court of Instruction No. 9 Madrid, Raquel Robles, reactivated last week research .

The research on purchasing the bank Miami was derived, in turn, the case and instructed the Silva judge by granting a loan of 26 million euros to businessman and former president of the CEOE, Gerardo Diaz Ferran , which is also in limbo waiting to reinvigorate

Blesa also unable to avoid being immersed in another major controversy surrounding the disappearance of the old savings banks: the severance packages for managers that bankrupted took. Again, the media of these managers is undoubtedly Miguel Blesa, which claimed a compensation of 2.8 million euros after leaving Caja Madrid in full dispute between the mayor of Madrid, Alberto Ruiz Gallardón, and the president Community, Esperanza Aguirre.

Only a month after leaving the institution, Blesa is a deal worth 2.15 million mansion paid cash, as revealed controversial emails crossed bought banker with other directors and officers of the entity.

It is estimated that as president of Caja Madrid, Blesa earned about three million euros per year. However, he remained unpaid, like the rest of the directors of the entity, the bonus of 25 million which in principle had the right, and vacated his successor, Rodrigo Rato.

Blesa had established that 10 managers receive a long term incentive (LTI) consisting of additional compensation tied to annual performance of the box. The remuneration shall be articulated through an insurance policy for members of the leadership, to charge to turn 65. Caja Madrid was forced to make a contribution to insurance, every four years, and in a single payment. In total, 25 million euros.

Miguel Blesa became president of Caja Madrid in 1996, ‘I sponsored’ by José María Aznar, and did not leave office until 2009, after the dispute between the then mayor of Madrid, Alberto Ruiz-Gallardón, and the president of the Community of Madrid, Esperanza Aguirre.

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