the Five Days / The president of the employers pointed out that the extra-judicial mechanism for the return of clauses in ground approved by the Government is “demanding” for banks, but also represents an “opportunity”. Consider it an opportunity to, “diligently”, to solve the problem “minimizing the litigation of the issue and offering to the customers that they have a right to a refund as quick as possible without waiving any other rights”. “It is better for the client not to waive your rights and, at the same time, has the opportunity to have a quick and simple solution for your problem if you think that what you have”, he said.
Roland, would not comment on the procedure for the return of the money of the clauses soil, the of Bankia or Banco Sabadell, the two opposites, after the publication of royal decree-law. Only pointed out that “in some cases [the entities] have already established procedures because they have had the unprecedented returns of the preference shares or the issue of the ipo”, while “other banks have the right to defend their clauses, which have not been subjected to a judicial sentence, were transparent. All are in dialogue with the clients and that is to me what I worth”, explained Roland.
This last case is the one that wields Banco Sabadell, which will not return the money of the clauses are ground until they are considered null and void or undue. The decree “does not involve the nullity of the clauses soil,” explains Sabadell, adding that it is a system to provide restitution to customers with terms “undue”.
Bankia, for its part, has decided to return the money of the expenses charged in the terms soil immediately and to all customers, provided they are natural persons.
BBVA, for its part, will wait for a clarification from the Supreme to return the clauses soil, which is expected for February 15. From there, we will proceed in a way very fast and quick,” said the Wednesday Francisco González, chairman of BBVA. Yes, it will return the money “to the people who have the right to do so”. The initial impact estimate is 1,200 million, although it has only been provisioned 577 million gross, which on a quick calculation can amount to 50% of its customers with clauses. Gonzalez has been the most critical of the system of Bankia. “I would like to be santa Claus, but we cannot do everything we want”, he said. CaixaBank will return the money of its provisions by 50% of their customers, but only to those who demonstrate their opacity.
SPAIN: Roldán: Each bank has a “right to defend its clauses”
With Information of Five Dias
http://entornointeligente.com/articulo/9582035/ESPANA-Roldaacute;n-Cada-banco-tiene-derecho-a-defender-sus-claacute;usulas
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