10.8% of Spaniards do not get to make ends meet and have to resort to borrowing as usual. Most turn first to their families, but also manifest ask credit cards or personal loans to pay all their expenses.
According to reports a study on the ‘Status of consumers of particularly vulnerable groups and older consumers’ developed by Adicae, the 40.2% of Spaniards have no ability to saving some and another 13.8% have occasional savings of less than 100 euros a month.
The study also reveals that 17% of citizens are in risk of having to resort to borrowing regularly Of these, 31.6% attest not make ends meet occasionally or permanently. The study also reveals that 17% of citizens is at risk of having to resort to debt regularly .
The same report reveals that only a quarter of the population may be considered has a capacity of savings stable and guaranteed, a situation aggravated even more so among vulnerable groups.
Another 57.8% recognizes that you have to face some extra expense or have no ordinary shopping , deferring the payment and save up that can do it, resorting to financial credit only if it is essential.
According Adicae, the 65% of children under 35 years spares nothing , a percentage that rises to 84% among the unemployed. Between immigrants, 35% of respondents have no savings capacity, while 50% achieved a remarkable hundred euros a month away.
The study reveals that the savings habits of older people are highly influenced by the family responsibilities of which must take charge.
35% of those over 60 years confirms that it can not save ends meet , and another 12% away less than a hundred euros, but this group is getting allocate more of their income to savings because 40% of all they get away between 300 and 600 euros per month.
No comments:
Post a Comment