The mortgage market continues to minimum numbers in this 2014 though July has brought the second consecutive monthly rise in signing loans for home purchase. According to the National Statistics Institute (INE), in Malaga were signed in July 795 mortgages, 37% more than the same month of 2013, however the full year has a total of 5,166 loans, a figure that stands almost 5% below those between January and July of the previous year, which itself was already the worst in living memory in the real estate sector.
The figures again confirm that if the housing market is picking up in sales is due to foreign investors and customers, you have no need to resort to a mortgage loan to buy the property they want. Potential local customers, that is, the bulk of the population continues to malagueña- against crouching by high unemployment figures and banks castling, which follow quite reluctant to provide mortgages. The volume of mortgages that are signed in Málaga still 85% below pre-crisis figures. At the time of the housing bubble came to sign in Malaga 54000-60000 mortgages annually.
In Spain, the number of mortgages on homes registered in the records of the property stood at 18,107 last July, higher by 28.8% than the same month of 2013, according to data released by the INE, who recalled that these figures come from deeds performed in previous months.
With the year increase in July, the mortgaged homes climbs strung two months after double-digit increase of almost 19% experienced in June.
The average amount of mortgages on homes reached in the seventh month of the year 100 866 euros, 0.3% less than the same month of 2013, while borrowed capital increased by 28.5% year on year, to 1,826.3 million euros.
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